PayFast is working towards building a reliable, effective and effective payment platform for Pakistan. Businesses of every size

From new startups to public companies

Can use our solution to accept payments and digitally manage their businesses.

Building a secure, convenient and innovative payment channel.

We aim to enrich people’s lives with solutions for accessible payments, with the mission to transform Pakistan.

To create and promote a payment solution to transform the future of Pakistan.


Our Vision & Mission

We at PayFast have built a reliable and efficient digital payment solution for Pakistan and leave a footprint that elevates the image of Pakistan. 

Our Core Values


Challenging ourselves to create better solutions for customers through innovation and execution of an unparalleled vision.

Financial Inclusion

Financial Inclusion

Incentivising Pakistanis towards formal banking channels

Team Work


We work together, across boundaries, to meet the needs of our customers and to help our Company win.


We understand our customer’s needs and deliver beyond their expectations with the best possible solutions and services.


Building relationships based on trust for reliable outcomes.

Our Story

Avanza Premier Payment Services (Pvt.) Limited (APPS) is a company formed by the joint venture of Avanza Solutions and Premier Systems. APPS is registered with the Securities and Exchange Commission of Pakistan and has been incorporated under the Companies Ordinance 1984.

The company currently holds the commercial approval to operate as a Payment System Operator/Payment System Provider from the State Bank of Pakistan under the PSO/PSP regulation, 2014. Payment System Operators act as a bridge between consumers, merchants, and financial institutions and PayFast is the first payment gateway to be given this commercial approval.

Avanza Solutions is a global software solutions provider specializing in e-Business and e-Banking solutions, Enterprise Application Services, Infrastructure Management, and Quality Services. Avanza serves clients worldwide, through a cross-section of industries, with specific concentration in the banking, financial, and government sectors. Our business philosophy is founded on the importance of relationships and a persistent search for greater accomplishments.

Founded in 1993, Premier Systems (Pvt.) Limited, is one of the leading veteran ICT infrastructure providers in Pakistan. It specializes in system integration, as well as configuring innovative ICT solutions to address a broad spectrum of its clients’ needs from network convergence, five SS cloud computing, failover plan, and power system audit and solutions to break-fix and managed services.

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Innovative solutions

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Latest From The Blog

The business cerrent account that is your accounting software. A simple way to run your bussiness.

PayFast Partnership with HBL

HBL and PayFast Partner to Enable Card-less E-Commerce Transactions

HBL, Pakistan’s largest commercial bank, has gone live with PayFast, Pakistan’s first commercially licensed payment gateway and fifth PSO/PSP overall, to facilitate card-less e-commerce payments (Mobile / Electronic Commerce Payments). Under this partnership, HBL will empower its vast portfolio of e-commerce merchants on HBL Pay (IPG) to accept payments directly through bank accounts covered under […]

PayFast becomes first Pakistani payment gateway to be granted Commercial License from State Bank of Pakistan, 5th overall

PayFast, the indigenous payments solution by APPS, is now the first payment gateway in the country to receive commercial license from the State Bank of Pakistan (SBP) under its rules for Payment System Operators / Providers (PSO/PSP). PayFast enables merchants, billers and aggregators to receive payments from their customers through a variety of methods such […]

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